A lifetime free credit card is one in which the user doesn’t have to pay an annual fee to keep the card active. As you know standard credit cards require an annual fee for the continuity of benefits. But this is not the case with lifetime free credit cards. ICICI Banks has these types of credit cards for you. Using them you can save money and avail of exciting offers. Let’s read this page and know why a lifetime free credit card is the best option for you.
ICICI Bank Lifetime Free Cards Options
These two are the popular lifetime cards of the ICICI Bank, take a look at them below –
- Amazon Pay ICICI Bank Credit Card
- ICICI Platinum Chip Credit Card
Let’s compare both these lifetime card benefits available from ICICI Bank and see which one is most suitable for you –
Upon getting the Amazon Pay Credit Card from ICICI Bank, you will get cashback on the following transactions –
- Get 5% upon using the credit card at Amazon. This percentage of cashback is for Prime members only, so others will get 3% back on their Amazon spending.
- There are 100+ Amazon Pay partner merchants, so if you use this ICICI Card with such merchants, you will get 2% back on your credit card transaction.
- 1% back is available on all your other expenses, except for fuel
You won’t get the cashback offer on Platinum Chip Credit Card, but there is a reward programme by which you can convert the earned points into vouchers that’ll get discounts on shopping and movies. Check out how to earn reward points on ICICI Platinum Chip Credit Card below –
- 2 Reward Points on every INR 100 spent, except fuel
- 1 Reward Point on every INR 100 spent on utilities and insurance
Privileges For ICICI Bank Credit Card Customers
Whether you choose Amazon Pay or Platinum Chip credit card, the one thing that remains the same is the ICICI privilege. In this case, it is the finest dining experience with a minimum of 15% discount. This benefit is available to the cardholder under ICICI Bank’s Culinary Treats Programme. Under this, you can get a luxurious dining experience at over 2,500 participating restaurants. So before you go to dinner with your loved one, check the restaurant partnered with the ICICI Bank under this program and use your ICICI Lifetime Free Credit Card for the bill payment.
How to Apply for an ICICI Lifetime Free Credit Card?
You can apply for the lifetime free credit card easily without any hassle, just keep following the below instructions –
For the credit card application of Amazon Pay ICICI Bank Credit Card and Platinum Chip, follow these instructions –
- Visit the bank website and go to the credit card section
- Find these ICICI Cards
- On the credit card page, you will see an ‘Apply Now’ button, click the same
- Now the credit card application page will appear
- Provide your details such as name, age, email, mobile, etc.
- Upload the documents and click on the ‘Submit’ button
Now, wait for the bank’s result. You will know about the credit card approval or rejection via SMS or email.
You can still use the old credit card application method which is by visiting the bank branch. There you need to ask the bank representative about these lifetime credit cards. Now, the bank representative will hand you an application form, fill in the same and attach the KYC and income proof. Submit the duly filled form at the counter and go home.
You will know whether you’re getting the Amazon Pay ICICI Bank Credit Card and Platinum Chip Card via SMS or email. So provide the contact details you are currently using. Otherwise, you will miss the credit card approval.